How to Unblock Your Heritage Bank Account and ATM Card

Hi everyone! Unfortunately, here’s something that happens more often than we care to admit: when buying something or saving up for something specific and pulling out your Heritage Bank ATM card only to discover its block.

Are you making online transactions through Heritage Bank and Discover Bank? Are your Heritage Bank accounts being restricted now, or is now the worst time ever to do so?

However, don’t panic just yet: your bank account or ATM card could have been diverted for various reasons.

Failure could occur for various reasons, such as multiple failed login attempts, accidental blocking from yourself without knowing it, and suspicious transaction activity or errors within the bank’s systems.

Stressful situations may become overwhelming, but we have your back covered at FinancialExpert.ng! Don’t stress; FinancialExpert NG has your needs taken care of!

Today, in our comprehensive guide, we will detail various methods for unlocking access to your Heritage Bank account and ATM card, step by step.

At Heritage Bank, our options span from providing our mobile app to visiting branches closest to where you reside.

Additionally, our experts will offer expert tips to avoid awkward or distressful scenarios in the future.

Get back on your path to economic success immediately! Allow us to put you back on top!

Different Methods to Unblock Your Heritage Bank Account

I’ll show you five possible ways to remove the block from your Heritage Bank account.

Every method comes with its own advantages and disadvantages. Therefore, stay with me in order to not be left out of any information. Be aware that it’s your account where you’re saving your money to talk about today!

You can unblock your Heritage Bank account by contacting the customer service department of their bank.

One of the first options individuals consider is to contact Heritage Bank’s customer assistance. The service is available 24/7 and can help sort this issue out.

Steps:

To deblock your Heritage Bank ATM card by phone, call customer support and follow these steps:

1. Contact the Heritage Bank customer care line.
2. Follow the prompts on your computer until you are able to speak to the representative.
3. Be sure to offer additional proper identification, like the account number, the full name and possibly the answers to security inquiries.
4. Learn ways to deblock your bank ATM or account.

Benefits of this technique

• Rapid reaction within minutes.
• Available 24/7.

Cons

• There may be a long waiting time.
• There may be charges for calling.

Block the Heritage Bank ATM Card with the Heritage Bank Mobile App

If you’re tech-savvy and like to handle issues independently, then Heritage Bank’s mobile app is the perfect option.

Steps:

To deblock access to your Heritage Bank account with the application for mobile banking, you must take the following steps:

1. Go to the Google Play Store to download the Heritage Bank mobile app
2. Start the application and install it.
3. Log in using your login credentials.
4. Navigate to ‘Account Services’ or ‘Card Management.’
5. Follow the steps below to remove blockage from your card or account.

The advantages of this technique

• It is possible to do anytime and anywhere.
• There’s no need to contact customer service.

Cons

• It requires internet connectivity.
• Your account might be blocked for app login.

You can unblock Your Heritage Bank Account by Visiting a Heritage Bank Branch

If you’re the kind of person who would prefer to have things accomplished in person, going to your local Heritage Bank branch is another good opportunity.

Steps:

1. Visit a Heritage Bank branch during working hours.
2. Choose a number, then stand by until your turn comes around.
3. Tell the representative of customer service.
4. Show your ID and your bank account numbers to confirm your identity.

Benefits of this technique

• Face-to-face communication.
• Resolution of the problem immediately.

Cons

• The bank’s hours of operation are limited to its working hours.
• There could be long waiting intervals.

Block your Heritage Bank ATM Card by Utilizing Heritage Bank Internet Banking

Heritage Bank’s Internet banking system can be an essential tool, particularly those with access to a desktop computer or laptop.

Steps:

To unblock your Heritage Bank account with this procedure, follow these steps:

1. Visit Heritage Bank’s online banking site.
2. Log in with your username and password.
3. Navigate to ‘Account Services’ or ‘Card Management.’
4. Follow the screen instructions on how to remove the block on your account or credit card.

Benefits of with this technique

• It is possible to do this at your convenience in your own living room.
• Simple and simple to use.

Cons

• It requires internet connectivity.
• You may encounter compatibility issues with your browser.

The code will allow you to unlock access to your Heritage Bank Account and ATM Card

The code for unblocking access to your Heritage Bank account is *745#.

The code that allows you to deblock the ATM account is 745# However, there are steps you need to follow in order to remove the block from your ATM card account.

1. Call your Heritage Bank USSD code *745# from your phone.
2. The account holder will need to favor the number which you used to sign up for your account.
3. Click the feature to remove your USSD
4. Reconfirm the unblocking of the USSD code or account.
5. Enter USSD 4-digit PIN.

Tips to Prevent Future Blocks

1. Make sure you double-check your PIN: Before confirming any transaction, ensure that you’ve entered your correct PIN so that you don’t have different unsuccessful attempts.

2. Set up transaction alerts. This will keep you informed of all your activity on your account. You will be able to identify any suspicious transactions.

3. Update your passwords regularly. This is a general security precaution that prevents non-authorized users from logging into your account.

4. Don’t give your account login details out: Keep your account details private to reduce the possibility of unauthorised access.

Conclusion

As discussed herein, having your Heritage Bank account or ATM card blocked may seem like a nightmare, yet as we’ve shown, it is often resolved through various means.

No matter if it is through traditional phone support or more modern channels like mobile banking apps or online banking platforms, what matters is responding promptly.

At first glance, having your bank account blocked may appear more of an inconvenience than an obstacle to your financial path.

An unexpected bank security alert may not be an enjoyable experience, but it usually signals that their safeguards are working as intended to safeguard both funds and personal information.

Be mindful to take a deep breath, remain unafraid, and follow this step-by-step guide in order to get yourself on track—enjoy banking!

If you have any inquiries related to this post, feel free to post in the comment box, and we’ll respond as quickly as possible!