Steps to Open UBA Bank Account Without BVN in 2024

Are you trying to find out how to create an account at UBA Bank without a Bank Verification Number, or BVN? If so, you’ve come to the correct place!

UBA Bank is a reputable financial company that provides its clients with a range of banking services.

The Bank Verification Number (BVN), a biometric identification system implemented by the Central Bank of Nigeria (CBN), is one of the primary prerequisites for opening a bank account in Nigeria. Nonetheless, some people might be curious as to whether or not a UBA Bank account can be opened without a BVN.

In this post, we’ll look at the procedures and choices for creating a UBA Bank account without a BVN. So follow along and remain with me!

In this post, we’ll look at the procedures and choices for creating a UBA Bank account without a BVN. So follow along and remain with me!

Importance of BVN (Bank Verification Number)

The BVN is a unique ID number tied to the biometrics of a person, like fingerprints or facial characteristics. It’s a security measure to confirm the identity of customers at banks and to prevent fraudulent transactions.

Although the BVN is an absolute requirement for the majority of banking transactions in Nigeria, there are some alternative options and exceptions for customers who do not have BVNs.

The requirements for opening a UBA Bank account Without BVN

In order to open a UBA Bank account without a BVN, it is necessary to satisfy certain criteria and adhere to a series of guidelines. What you’ll usually require:

1. You’ll require a valid document of identity, such as the National Identity Card, International Passport, or Driver’s License. These forms of identification help identify your identity when you don’t have the BVN.
2. Evidence of Address: Provide a utility bill, tenancy agreement, or other official document that provides proof of your residence address. It is the standard procedure when opening a new account.
3. Recent Passport Photograph

Now let’s move onto how to start an UBA Bank account without BVN.

How to Open UBA Bank Account Without BVN

After you’ve collected the required documents, signed the application form for opening an account, and completed the account opening form, follow these steps to create a UBA account without having a BVN:

The code that allows you to open a UBA Bank Account with no BVN number can be found in *919#.

1. Install the Call app on your mobile
2. Dial *919#
3. Select the option for opening an account. create an account
4. Select the feature to create a new account with no BVN
5. Just follow the prompt on screen
6. After you have completed the process, the UBA Bank Account Number will be emailed to you via SMS.

Limitations of an Account Without BVN

It is important to remember that an account without an BVN could be subject to certain restrictions:

1. Limitations on Transactions: Accounts with no BVNs might be restricted in terms of transactions as compared to BVN-linked accounts. You could face limits on the amount that you can transfer or withdraw.
2. Limited Services A few banking options and features aren’t available for accounts that do not have BVNs. As an example, you might not be able to use the internet banking system or utilize applications for mobile banking.
3. BVN Requirements in the Future: Banks in Nigeria are increasingly applying BVN-related conditions for various transactions. Although you are able to start a bank account without a BVN, you might face restrictions when you use higher-end banking services or transactions.

Obtaining a BVN Later

If you first open a UBA Bank account without a BVN but later decide to get one, then you will need to make a visit to a BVN enrollment center in order to complete the process of registration (e.g., bank).

If you’ve got a BVN, you can connect it to your current UBA Bank account to access extra options and remove certain limits.

Frequently Asked Questions

Do I have the opportunity to open an UBA Bank account online?

You can indeed start your UBA Bank account online. The only thing you need to do is sign in to the UBA Bank online banking system.

Do I have the ability to open a bank account with no BVN?

In fact, as I explained in the post above, you are able to start UBA accounts without BVN. UBA account with no BVN; however, your account will only be available until you connect BVN to your bank.

What is the best way to create a BVN?

Go to any bank branch. Complete and return the BVN registration form. An acknowledgement slip that includes the transaction ID will be sent to you. After 24 hours, your system has confirmed your request, your BVN has been generated, and you are notified via SMS inviting you to collect.

What is the cost to establish a bank account at UBA?

There is no need to have any cash to establish a savings bank account with UBA Bank.

Conclusion

Even though having a BVN is often required for bank transactions in Nigeria, you may open a UBA Bank account without one.

You can establish an account at UBA Bank if you satisfy the requirements by sending in the necessary paperwork and finishing the account opening process.

Recall that there may be limitations on the services and transactions that may be performed on accounts without BVNs. It is advised to consider obtaining the BVN in the future in order to gain access to a wider range of banking perks and services, particularly when banking procedures alter.

For people who have not yet received this identity number, opening a UBA Bank account without a BVN provides them with the chance to start their banking experience with a trustworthy bank.

If you have any questions about this post, please use the comment box to ask them. We promise to get back to you as soon as we can!