Fidelity Bank Cardless Withdrawal 2024 [Full Guide].

Fidelity Bank is a bank that offers cardless withdrawals, which allow you to withdraw money without a card from ATMs.

Key Takeaways

• Multiple Methods: Withdraw cash using USSD codes or biometric ATMs.

• Safety and Convenience: Enjoy accessing your cash without a physical card.

• Real-life Benefits: Perfect for emergency and enhances transaction security.

What is Cardless Withdrawal?

The concept of ‘cardless withdrawal’ is the ability to withdraw cash from an ATM without having to use a physical card. Doesn’t that sound magical?

It’s kind of like that. Using the Fidelity Bank mobile app or USSD code, you can start the process and walk up to the ATM to get your cash. There is no need for a credit card!

Why Use Cardless Withdrawal?

You might want to use this feature for several reasons:

• Emergency Situations: Forgot your wallet? No problem. You can still get cash.

• Safety: If you’re in a location where carrying a card might be risky, leave it at home and opt for cardless.

• Convenience: Sometimes it’s easier not to worry about another piece of plastic.

Fidelity Bank ATMs don’t have to be the only ATMs that support cardless transactions; any ATM that supports cardless transactions can be used.

How to Withdraw from Fidelity Bank without an ATM Card

You can withdraw money from Fidelity Bank without an ATM card by following these simple steps:

1. Initiate the Process:

   • Dial *770*8*Amount# on your registered phone number.

   • Follow the on-screen prompts.

   • Create a one-time, 4-digit PIN for the transaction; this must be different from your regular PIN.

   • Enter your 4-digit regular PIN.

2. Receive Your Paycode:

   • You will receive a Paycode on your registered phone number.

3. Withdraw cash:

   • Get to the nearest ATM that supports cardless withdrawals.

   • Press any ATM button to begin.

   • Select Cardless Withdrawals or Paycodes.

   • Enter the paycode sent to you.

   • Enter your PIN again.

   • Enter the amount.

   • Collect your cash.

Note: Some ATMs will use “Paycode” instead of “Cardless Withdrawal.” Choose the paycode and proceed.

Biometric withdrawal

Fideliity Bank has launched an ATM that supports biometric withdrawals. You can withdraw cash using your fingerprint. How to do it:

1. Locate a biometric ATM.

   • Find a Fidelity Bank ATM that supports biometric withdrawals.

2. Use your fingerprint.

   • On the ATM, select the fingerprint option.

   • Follow the on-screen instructions to withdraw cash using your fingerprint.

Common Issues and Troubleshooting

There are times when things don’t go according to plan. The following are some issues you might encounter:

• Code Not Working: Ensure you’re putting the code correctly.

• Codes that have expired have a short lifespan. In the event that it has expired, you will need to initiate a new transaction.

• USSD and mobile app methods will not work if the network is down. There will be a wait.

Conclusion on Fidelity Bank Cardless Withdrawal in 2024

Through USSD and biometric ATMs, we demonstrated the benefits of cardless withdrawals as well as how to make them happen.

This feature is more than just a technological advancement; it solves a real-life problem. Think of the relief you will feel when you no longer have to worry about losing or forgetting your ATM card. The cardless withdrawal feature at Fidelity Bank eliminates those moments.

It’s not just about innovation; it’s about adding genuine value to everyday life. Next time you forget your card, remember that you’re just a few taps or dial tones away from getting your money back. Furthermore, this adds an extra layer of security to your transactions, reducing the risk of card loss and misuse.

We’d love to hear from you if you’ve tried this feature or have any questions about it. Let’s start a conversation below!