The 3 Most Affordable States in Nigeria, According to NBS

The 3 Most Affordable States in Nigeria, According to NBS

The 3 Most Affordable States in Nigeria, According to NBS (2024)

Nigeria is known for its diversity, not only in culture and traditions but also in the cost of living across its various states. Some regions in Nigeria provide more affordable living conditions, making them ideal for those looking to stretch their naira further. According to the National Bureau of Statistics (NBS), there are three states that stand out for their relatively low cost of living. If you’re considering relocation or simply curious about affordable living in Nigeria, this guide will provide valuable insights.

Table of Contents

  1. Kebbi State
  2. Jigawa State
  3. Kano State
  4. Key Takeaways
  5. Frequently Asked Questions

1. Kebbi State

Capital: Birnin Kebbi
Region: North-West Nigeria
Major Industries: Agriculture, fishing, and rice production

Kebbi State is often ranked as one of the most affordable places to live in Nigeria. Its predominantly agrarian economy and focus on local production help keep food and living costs low. In Kebbi, housing is inexpensive compared to many urban centers, and the cost of basic necessities, such as food and transportation, is very reasonable. If you’re looking for a peaceful lifestyle away from the bustling cities, Kebbi might just be your best option.


2. Jigawa State

Capital: Dutse
Region: North-West Nigeria
Major Industries: Agriculture, trading, and small-scale industries

Jigawa State is another northern state where the cost of living is significantly lower than the national average. Rent and utilities in Jigawa are notably cheaper, and local markets provide affordable fresh produce. The rural nature of many parts of the state contributes to a simple lifestyle that reduces unnecessary expenditure. With a focus on agriculture, the state is self-sufficient in many staple foods, contributing to lower living costs.


3. Kano State

Capital: Kano
Region: North-West Nigeria
Major Industries: Manufacturing, agriculture, and commerce

As one of the largest and most populous states in Nigeria, Kano offers a blend of affordability and economic opportunity. While it is a major commercial hub, the cost of living remains affordable, especially in areas outside the city center. Kano’s well-developed markets provide affordable goods and services, while housing in non-metropolitan areas is reasonably priced. This state is ideal for those seeking a balance between a low cost of living and economic activities.


Key Takeaways

  • Kebbi, Jigawa, and Kano are the three most affordable states in Nigeria, according to the National Bureau of Statistics (NBS).
  • The low cost of living in these states is largely due to agriculture-driven economies, which contribute to cheaper food and housing.
  • Kano offers a balance between affordability and economic opportunity, making it suitable for individuals looking for both.
  • Rural settings in these states tend to be more affordable than urban areas, though all still provide essential services at low costs.

Frequently Asked Questions

1. How does the National Bureau of Statistics determine the most affordable states?

The National Bureau of Statistics (NBS) uses factors such as housing, food prices, transportation, and overall consumer spending to rank the cost of living in each state.

2. Is it safe to live in these affordable states?

While Kebbi, Jigawa, and Kano have their affordable benefits, safety should always be a consideration. It’s important to check current security reports and get local advice before relocating.

3. How does the cost of living in these states compare to Lagos or Abuja?

Lagos and Abuja are Nigeria’s most expensive cities, driven by high housing costs and living standards. In comparison, states like Kebbi, Jigawa, and Kano offer a significantly lower cost of living across most expenses.

4. Are there job opportunities in these affordable states?

While the economy in these states is primarily agricultural, there are job opportunities in sectors like trading, small-scale manufacturing, and agriculture. However, employment in more specialized sectors may be limited compared to larger cities.

5. Can expatriates or non-indigenous Nigerians live comfortably in these states?

Yes, expatriates and non-indigenous Nigerians can live comfortably in these states, though it’s important to research and adapt to the local culture and lifestyle, especially in more rural areas.


Nigeria’s diverse landscape offers a wide variety of living experiences, with some states standing out for their affordability. Kebbi, Jigawa, and Kano provide great opportunities for those looking to live comfortably on a budget, with a strong emphasis on agriculture, community living, and simple lifestyles. If you’re considering relocating, these three states are worth exploring for their balance of affordability and quality of life.

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