First Bank Cardless Withdrawal [Step Guide]

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cardless withdrawal: How To Withdraw from the ATM Without a Card

We've got something very special to offer our readers today. It combines technological innovation with practicality. First Bank's credit card-less withdrawal option.

We've experienced it, haven't we? It's that moment where you grab your wallet, look through it and discover you're isn't there.

It's hard to not feel heartbroken, particularly when you're in dire need of . If you've forgotten it in your home, lost it, or, even more traumatically, lost it, your current circumstances aren't the best.

Let me say that First Bank has rolled out a feature that's not even close to being innovative.

In this blog, I'll explain to readers what a withdrawal with no card is and how to make withdrawals from an with no card, as well as some frequently asked questions.

What exactly is a cardless withdrawal?

Before diving deep into the details, let's define what we mean by “cardless withdrawal. It is a feature that permits the user to withdraw cash at an ATM, but not with their . It sounds amazing, doesn't it?

It's not exactly. The process can be initiated with your First Bank mobile app or the USSD number, and then you can take a walk to the ATM to withdraw your . There is no need for a card!

The reason to use Cardless to withdraw?

There are many reasons why you may want to consider using this option:

  • Emergencies:Forgot your wallet? Don't worry. Cash is still available.
  • Security: If you're in an area where bringing a card can be a risk, you should leave your card at home and instead switch to a card-free one.
  • Affordability:Sometimes, it's just more convenient not to have to concers over a new part of the plastic.

How to withdraw money from an ATM without an ATM Card Being a First Bank Customer

To make use of a First Bank cardless withdrawal, you must follow the instructions below:

  • Call *848*Amount# using the phone number associated with the account.
  • Follow the directions on the screen. Then, confirm the transaction by entering your PIN.
  • Set up the 4-digit password as required; it's a unique password to withdraw cash.
  • Select the amount that you would like to withdraw, and then press Send.
  • You will then be sent a text message with a unicode pay code of 12 characters.
  • When you have received the email, find the closest bank ATM.
  • Hit the Enter button to activate the ATM.
  • After that, enter your PIN. Choose a cardless withdrawal/paycode.
  • You can then enter your four-digit, one-time password that was created earlier.
  • Once you have entered your payment code (12-digit code, which was delivered to you via SMS),.
  • You must enter the amount that you would like to withdraw, as well as your phone number.
  • Wait patiently to allow the ATM to confirm your information and disburse cash.

ATMs don't need to be just First Bank ATMs; they could be any ATM in the vicinity. The same method applies.

Note: The majority of ATMs utilize the phrase “cardless withdrawal,” but they do make use of PayCode. Select the PayCode, then go on to complete the payment.

Update: First Bank has launched a biometric ATM to support withdrawals. It means that if you're an initial bank customer, you are able to utilize your fingerprint for withdrawal.

Find a First Bank ATM that supports the biometric withdrawal opportunity. Choose fingerprints, then follow the screen-based instructions to make a withdrawal. Now you can withdraw money at the initial ATM with the fingerprint you have entered.

Troubleshooting and Common Issues

Sometimes, things do not take place as expected. These are some problems you may encounter:

  1. Code not working: Ensure you're entering the correct code.
  2. expired code: This code has only a brief time. If they're expired, then you'll have to begin an entirely new transaction.
  3. Network Problems: If your internet connection is not working, USSD as well as mobile apps aren't working. It's excellent to wait.

FAQs on How To Withdraw money from a First Bank ATM Without a card

Does FirstBank offer cardless debits?

Absolutely. First Bank ATMs are capable of accepting transactions via cardless and are conveniently located to deliver basic banking services to our cherished customers.

What is the withdrawal code for FirstBank?

If you already have a FirstBank debit card(s) connected to your account(s), simply call *894*0#.

Do you have any more charges for the cardless method of withdrawal?

In general, there are no costs related to the feature of cardless withdrawal. The fees may vary depending on the situation; therefore, it's desirable to check First Bank's First Bank app or contact customer support to receive exact details. Check the information before you go ahead and make a withdrawal with a credit card so that you don't get any unpleasant surprises.

Do I have any restrictions on the amount I can withdraw?

There are limitations regarding the amount that you are allowed to withdraw with the cardless feature. Limits can vary based on a myriad of variables, like the kind of account and the bank's regulations. It's always recommended to verify the limits of your account by contacting First Bank customer service or using the mobile app to check.

Are First Bank cardless withdrawals safe to use?

The security of the customer is always a worry when cashing out without the use of a credit card. First Bank has implemented various security methods to warrant that its cardless withdrawal facility is secure. The code or token received is generally limited in time and expires within an extremely short time in order to minimize risks. In addition, it is common to validate the payment with the mobile app you use or pin from your USSD.

Conclusion about First Bank Cardless Withdrawal in 2024

We discussed the idea of withdrawing together cards, its advantages, and methods to bring it off with USSD.

The appeal of this technology is that it's not simply a technological advancement. it's an actual solution to a problem. It's true; everyone has experienced a slight panic attack when they thought about the loss of their ATM card.

With First Bank's credit card withdrawal feature, these moments will be a thing of the past.

This isn't just about technology; it's about bringing value to your everyday life. It's now possible to relax the next time you go out without your debit card. First Bank has got you protected. In addition, this provides another layer of protection for the transactions you make.

There's no need to doubt losing your credit card or a person who misuses it. If you're faced with a financial crisis and require cash, keep in mind that you're just a handful of clicks or dials away from obtaining your cash.

If you've tried this feature or are unsure about it, we'd love to talk to you.

Comment below, and let's keep the discussion going. In the meantime, until our next deep tech look, keep up to date, and FinancialExpert is NG!!


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