Stanbic Bank Quick Loan (EZCash): Apply Now

Unlock the full potential of your account with us. Fulfill your requirements with our quick loan solution and access up to N7.5 million*, with the flexibility to repay over a period of up to 24 months*.

*Terms and Conditions apply

GET EZCASH NOW

OPEN AN ACCOUNT NOW

Some of the benefits of EZCash Loan

• Your loan is approved in a flash
• No paperwork required for the loan
• Repay your loan over a span of 24 months
• Apply for a loan anytime, anywhere, using your phone

What you get

• Instant access to funds ranging from N20, 000 up to N7,500,000*
• Pre-liquidation is allowed without penalty
• Interest rate of 4% per month
• Convenient prepayment plan up to 24 months

*Terms and Conditions apply

How to get it

• Request for EZCash  instantly by dialling *909*44# on your phone or click here to get started.
• EZCash is also available on all our online and mobile banking platforms (Internet Banking and Mobile App)

What it costs

• Management fee of 1% on amount borrowed
• Value Added Tax (VAT) of 0.05% on amount borrowed
• Insurance fee of 0.35% on amount borrowed

Frequently Asked Questions

How do I qualify for this loan?

To qualify for this loan, you must meet the following criteria:

• Have an active account with the bank that is at least 6 months old.
• Be at least 18 years old at the time of the loan application and not older than 59 years.
• Have no history of issuing dud checks.
• Maintain satisfactory credit reports.

What factors affect my loan limit?

Your loan limit is determined by:

• Your average monthly income.
• Monthly loan repayments on any existing loans.

How many times can I borrow?

You can borrow as many times as needed, provided the cumulative sum of the total amounts borrowed does not exceed your maximum assigned limit.

Contact Us

For any inquiries or assistance, please contact our Digital Lending Team at:
Email: digitallendingteamnigeria@stanbicibtc.com