Kuda Bank USSD Code: Full Guide and FAQs

Kuda Bank’s USSD code for direct banking transactions is often a source of confusion for users. Kuda Bank, however, does not have a dedicated USSD code. To add funds to your Kuda account, you can use USSD codes from other banks. Here’s everything you need to know about Kuda Bank USSD:

Understanding Kuda Bank USSD Service

For transactions such as fund transfers, bill payments, and balance inquiries, Kuda Bank does not offer a dedicated USSD code. To add money to your Kuda account, you can only use USSD codes from other Nigerian banks.

How to Use Kuda USSD Codes

Kuda USSD allows users to add money to their Kuda accounts and make payments to merchants. This is not intended for other banking activities. Kuda supports USSD in the following ways:

Adding money to Kuda via USSD

1. Identify the sending bank’s USSD code: Find the USSD money transfer code for the bank you want to transfer funds from (e.g., GTBank, Zenith Bank).

2. Initiate Transfer via Kuda App:

   • Open your Kuda app and navigate to the “Add Money” section.

   • Select “USSD” and choose the bank from which you want to transfer funds.

   • Copy your Kuda account number and dial the sending bank’s USSD code.

3. Follow the prompts: Follow the on-screen instructions to enter your Kuda account number, transfer amount, and authorize the transaction using your bank’s verification method (PIN or token).

4. Complete Transfer: Once authorized, the funds should reflect in your Kuda account shortly.

Pay with USSD on Kuda

1. Initiate Payment:

   • Open your Kuda app and navigate to the “Pay” section.

   • Select “USSD” and enter the USSD code received from the merchant’s website.

2. Merchant interaction:

   • Tap “Next” to proceed. Kuda will communicate with the merchant’s website using USSD for verification.

3. Confirm payment:

   • Authenticate the transaction using your fingerprint, Face ID, or transaction ID as prompted by the Kuda app.

4. Transaction Completion: Receive confirmation both on the merchant’s website and your Kuda app upon successful payment.

Frequently Asked Questions About Kuda Bank USSD

1. What is the Kuda USSD Code used for?

   • The Kuda USSD service allows users to add money to their Kuda account and pay merchants within Nigeria.

2. Does Kuda Bank have its own USSD code for transactions?

   • No, Kuda Bank does not provide a USSD code for direct banking activities such as transfers or balance inquiries. Use other banks’ USSD codes to add funds to your Kuda account.

3. How do I add money to Kuda using USSD?

   • Open the Kuda app, navigate to “Add Money,” select “USSD,” choose the sending bank, enter your Kuda account number, and follow the prompts to complete the transfer.

4. Can I pay with USSD on Kuda?

   • Yes, you can use USSD to pay securely at Nigerian merchants. Access this feature through the “Pay” section in your Kuda app.

5. Are there any fees for USSD with Kuda?

   • Fees may apply, especially for merchant payments. Check with Kuda or your bank for transaction fees.

6. Is Kuda USSD secure?

   • Yes, Kuda maintains strict security measures to protect USSD transactions, including authentication via biometrics or transaction IDs.

7. Can I use any bank’s USSD code to add money to Kuda?

   • Yes, as long as the sending bank supports USSD transfers, you can use their USSD code to add funds to your Kuda account.

8. How do I activate the USSD code for Kuda transactions?

   • USSD codes from other banks are pre-enabled by your bank. Simply dial the respective bank’s USSD code and follow the prompts on your Kuda app to complete the transaction.

Adding Money to Your Kuda Account via USSD: A Step-Step Guide

You can easily add funds to your Kuda account using USSD codes from select Nigerian banks. Follow these steps based on the bank you are transferring from:

Using USSD codes:

GTBank (*737#):

1. Dial *737*50amount*416# from your GTBank phone.

2. Follow the on-screen prompts to enter your Kuda account number and complete the transfer.

First Bank (*894#):

1. Dial the Kuda account number from the phone number linked to your First Bank account.

2. Follow the prompts displayed on your screen to finalize the transaction.

Wema Bank (*945#):

1. Dial *945* Kuda account number*amount# from your Wema Bank registered phone number.

2. Select option 3 (Send Money) -> 2 (Other Banks) -> Enter your Kuda account number -> 9 (Next) -> 1 (Kuda MFB) to complete the transfer.

Zenith Bank (*966#):

1. Dial *966*Kuda account number from your Zenith Bank registered phone number.

2. Select “Other Banks” and navigate to locate Kuda Microfinance Bank, then follow the prompts to complete the transfer.

Steps to Add Money via the Kuda App:

1. Open the Kuda App: Launch the Kuda mobile banking app.

2. Navigate to Add Money. Tap on “Add Money” on your dashboard.

3. Select Add By USSD: Choose the option to add funds using USSD.

4. Enter the amount. Input the amount you wish to send to your Kuda account.

5. Dial USSD Code: Tap on the relevant USSD code and follow the instructions on your screen to complete the transaction.

Important Notes:

• Ensure you have sufficient funds in your bank account.

• Transactions may attract fees, depending on the bank and the amount transferred.

• Verify all details entered before confirming the transaction to avoid errors.

Adding money to your Kuda account via USSD is quick and convenient, allowing you to manage your finances seamlessly. For further assistance or inquiries, contact Kuda Bank customer support.

Conclusion

Even though Kuda Bank does not offer its own USSD code for banking transactions, you can conveniently add money to your Kuda account. USSD codes from other Nigerian banks can also be used to make payments. Enjoy secure, hassle-free transactions across Nigeria with the Kuda app.

Why Is My Kuda Bank Mobile App Not Working?

Mobile banking apps like Kuda Bank have made navigating the digital landscape second nature to many people. With them, you can manage your finances on the go, and they are convenient, secure, and easy to use. However, what happens when your trusted app encounters a problem?

It is crucial to understand the root causes of app malfunctions in order to resolve them as quickly as possible. Let’s look at the common issues and practical solutions for getting you back on track with your banking activities, regardless of whether they are technical glitches or user errors.

Key Takeaway

It can be frustrating to encounter problems with the Kuda Bank mobile app. However, understanding the underlying causes and applying these troubleshooting tips can help you resolve them effectively. Maintain a reliable internet connection and seek assistance when needed to ensure uninterrupted access to your finances.

Common Reasons Why Your Kuda Bank Mobile App May Not Work

1. Outdated App Version: Apps are frequently updated to enhance performance and security. Using an outdated version may cause compatibility issues with current server settings.

2. Poor Internet Connection: A stable internet connection is vital for seamless mobile banking. Weak signals or unreliable Wi-Fi can disrupt app functionality and transaction processes.

3. Device Compatibility Issues: Older device operating systems may not support app updates, causing malfunctions or crashes.

4. Incorrect Login Credentials: Repeatedly entering incorrect usernames or passwords can temporarily lock you out of the app for security reasons.

5. Server Downtime: Periodic maintenance or high traffic volumes can temporarily render bank servers inaccessible, affecting app performance.

Solutions to Fix Kuda Bank Mobile App Issues

Update Your App: Check the App Store or Google Play Store to ensure you have the latest version installed. Updates often include bug fixes and enhanced features that improve app stability.

Check Your Internet Connection: Switch between Wi-Fi and mobile data to determine if the issue lies with your network connection. Ensure you have a strong and stable connection before accessing the app.

Verify Device Compatibility: Confirm that your device’s operating system meets Kuda Bank’s minimum requirements. If necessary, consider updating your device’s software to align with app compatibility.

Reset Login Credentials: If you’ve forgotten your password or username, use the app’s ‘Forgot Password’ or ‘Forgot Username’ feature to securely reset your credentials. Follow the prompts to regain access to your account.

Wait for Server Maintenance to Complete: During scheduled maintenance periods or server downtime, patience is key. Monitor Kuda Bank’s official channels for updates on service restoration timelines.

Contact Kuda Bank Customer Support: For personalized assistance, contact Kuda Bank’s customer support team. They can provide insights into specific issues or guide you through additional troubleshooting steps.

FAQs on Why Is My Kuda Bank Mobile App Not Working?

Q: How can I check if Kuda Bank’s app servers are down?

Visit Kuda Bank’s official website or social media pages for server status announcements. You can also use alternative banking methods, like internet banking, during downtime.

Q: Can I still transact if the app isn’t working?

Yes, you can use alternative methods such as internet banking, USSD codes, or visiting a branch to perform essential transactions. This is until the app resumes normal functions.

Q: Will uninstalling and reinstalling the app resolve the issues?

Sometimes, reinstalling the app can resolve corrupted data issues. Ensure you have your login details available before proceeding.

Q: Is it secure to use the Kuda Bank app on public Wi-Fi?

It’s advisable to avoid public Wi-Fi for financial transactions due to security risks. Choose a secure, private network to safeguard your personal information.

Conclusion

Kuda Bank’s mobile app can cause disruption to your banking routine, but proactive troubleshooting and reliance on alternative methods can mitigate these disruptions. Make sure you stay informed, take necessary precautions, and use Kuda Bank’s customer service when necessary.

Feel free to leave a comment below if you have any further questions or need assistance.

Kuda Microfinance Bank

Welcome to our services! We are dedicated to assisting you in maximizing your financial potential without any hidden agendas. Embrace the freedom to make the most of your money with us by your side.

Available products

KUDA Savings

• Minimum Amount: ₦10,000
• Maximum Amount: ₦4,000,000
• Annual Interest: 1.9%–4.0%
• Minimum Term: 3 months
• Maximum Term: 12 months
• Fees: NA

About this saving

We have created a banking application tailored to suit your hectic schedule, and as a bonus, we will provide you with a complimentary debit card. This is everything you need to manage your finances effortlessly.

Prerequisites for this service:

• 1. Install the KUDA Bank app and set up a KUDA account.
• 2. Provide your bank verification number (BVN).

Kuda Personal Loans

About product

Get up to N200,000 in minutes. Boost loan offers with a guarantor. Repay your kuda loan within 3 months.

Requirements for loan

• Valid ID for each signatory (International Passport, National Driver’s license, National ID Card)
• One passport photograph
• 6 months bank statement (salary account)

How to Check Kuda Bank Account Balance in 2024

Leading bank Kuda Bank provides a wide range of goods and services to its customers. One of the most important parts of banking is keeping an eye on your account balance.

Not only is checking your account balance important, but it’s also quick and easy these days. In 2024, you will be able to check the balance on your Kuda Bank account because of advancements in technology.

In this piece, we’ll look at how to keep an eye on your account’s balance. Before we continue, please read over the following questions and their answers regarding searches and phrases:.

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• USSD code to check Kuda Bank account balance
• How do I check the Kuda Bank account balance on ATM machines?

Let’s push on to How To Check Kuda Account Balance in 2024. Always remember that FinancialExpert.ng is here to help all of you!

How to Check Kuda Bank Account Balance in 2024

The process of checking the balance of your Kuda Bank account is simple and quick, and there are many methods to check it. This includes:

1. Via Kuda Mobile App
2. Via Internet Banking
3. Via ATM (Automated Teller Machine)

How to Check Kuda Bank Account Balance via Kuda Mobile App

Kuda Mobile App is a mobile app that allows Kuda Bank customers to perform diverse transactions from their smartphones. For checking your balance together with Kuda Mobile, click here: Kuda Mobile App, follow these steps:

1. Install and download the Kuda Mobile App onto your device. It is possible to download the application via the Google Play Store for Android devices as well as through the App Store for iOS devices.
2. Open the app and sign in with the Kuda Bank account details. If you’re a first-time customer, you must sign up for the application with the Kuda Bank account number and the other information required. After you’ve successfully signed in, you’ll be taken to the homepage of the app.
3. At the top of the homepage, you can click the “Accounts” tab. There are several tabs, such as “Accounts,” “Transfers,” “Bills,” and “Airtime,” as well as other tabs at the top of the page. For checking your balance, simply click Accounts,” then click on the “Accounts” tab, which will open an account page that lists all accounts that are linked to the Kuda profile.
4. Pick the account you’d like to verify the balance of. In the listing of accounts listed on the “Accounts” page, select the account for which you wish to examine the balance. If you’ve got diverse accounts connected to your Kuda Bank profile, make sure you choose the right one so that there is no confusion.
5. Your balance on your account is displayed at the top of your screen. Once you have selected the account, your balance will appear in the display. It will show your current account balance and any outstanding holdings or transactions that are in the account.

How to Check Kuda Account Balance via ATM

It is also possible to check the balance of your Kuda Bank account by visiting a Kuda Bank ATM close to your home. Follow these steps to determine your account’s balance at an ATM

1. Input the Kuda Bank ATM card into the machine.
2. Input your four-digit PIN.
3. Click “Balance Enquiry” on the screen.
4. The balance of your account will be shown at the top of your screen.

How to Check Kuda Bank Account Balance via Internet Banking

Kuda Bank’s Internet banking platform allows its customers to conduct various banking tasks, such as monitoring their balances. For checking your balance using Internet banking, follow these instructions in the following steps:

1. Log into Kuda Bank’s Internet banking platform with the details of your account. Just visit www.kudabank.com using your mobile device or computer and sign in using your account information.
2. Select the account that you wish to see the balance of. Be sure to select the correct account for which you want to examine the balance if you have diverse accounts.
3. The balance on your account will be shown in the display.

Frequently Asked Questions

Which is the USSD code to calculate the Kuda balance on the Kuda account?

There isn’t a method to determine the Kuda Bank account balance. There are, however, other methods you could use to verify your account’s number through Kuda Bank. The desirable and simplest method is to utilise Kuda Bank’s mobile app.

Is there a USSD code for Kuda?

It’s not true that there’s a USSD code to use with Kuda Bank. There are, however, alternative methods you could use to make transactions with your account with Kuda Bank. It is possible to use their smartphone app, online banking, and their ATM card.

What is the limit on the balance to be used for the Kuda account?

300,000 naira

Kuda Bank sets a maximum transfer limit of 50,000 Nigerians per transfer. The bank also has a deposit limit of 50,000 naira for each deposit. Every account in your account will have a maximum balance of 300,000 Naira. But you are able to rise to the limit!

What’s the name of Kuda Bank? that is used for Kuda Bank?

Kuda, or Kuda Technologies, is a fintech business that is based in Nigeria as well as the UK.

Can my Kuda account receive dollars?

In order for Kuda to get funds from overseas, you will need to create a US dollar bank account, sometimes referred to as a domiciliary account. It is the traditional Nigerian bank.

Conclusion

In conclusion, it’s simple and hassle-free to check your Kuda balance on your bank account in 2024. To check your balance, you can use the Kuda Bank app, USSD code, ATM, and online banking. Monitoring the account balance is crucial to preventing excessive overdrafts and unauthorised activities. You should now know how to check the balance on your Kuda Bank account in 2024, thanks to this post.

Please feel free to ask any questions you may have regarding this post in the comments area, and we will do our best to respond as soon as we can!