How to Apply For GTBank Virtual Card 2024

If you’re wondering about GTBank’s virtual card options, we’ve got all the details you need to know to navigate the digital banking landscape seamlessly.

What is a GTBank Virtual Card?

The GTBank Virtual MasterCard offers a secure and flexible online payment solution. It’s designed for:

• Security-conscious online shoppers who prefer not to use their primary debit/credit cards online.
• Customers needing an immediate option for online purchases when their physical card isn’t available.

Does GTBank Have a Virtual Card in 2024?

Yes, GTBank offers virtual card services as of 2024. This digital alternative is ideal for web transactions, including local and international online shopping, bill payments, and subscriptions.

How to Apply for a Prepaid Virtual Naira MasterCard

The GTBank Virtual MasterCard is issued instantly through Internet Banking. Follow these steps to apply:

1. Log in to Internet Banking: Access your GTBank Internet Banking platform.
2. Navigate to Cards Section: Select ‘Cards’ from the left-hand menu.
3. Request Virtual Card: Click on ‘Virtual Card request’ and fill out the form displayed.
4. Initiate Request: Click ‘Request’ to start the process. Choose the account to link and agree to the Terms and Conditions.
5. Security Verification: Answer your secret question and proceed by clicking ‘Continue’.
6. Confirmation and Token Input: Generate a 6-digit code from your hardware token device. Input the code on the confirmation page and submit.
7. Card Details: Once successful, the card details including PAN (Card Number), Expiry Date, Activation Code, and CVV will be displayed.

It’s fast, convenient, and secure.

How to Convert Your Virtual Prepaid Card to a Physical MasterCard

Should you prefer a physical card, follow these steps:

1. Initiate Conversion: Click on ‘Convert to physical Card’ and select the debit account for the card charge.
2. Branch Pickup: Choose your preferred branch for card pickup.
3. Security Confirmation: Answer your secret question, click ‘Continue’, and receive confirmation once the request is processed.

GTBank Virtual Card Transaction Limits

• Daily Loading Limit: Up to N100,000
• Daily Maximum Card Balance: Up to N500,000
• Local Web Transactions: Up to N500,000 daily

Benefits of Using GTBank Virtual Card

• Free Issuance: No cost for issuance.
• Accessibility: Accepted wherever MasterCard is recognized online.
• Instant Availability: Immediately accessible upon request.
• Flexibility: Load funds directly from your GTBank account via Internet Banking.
• Security: Eliminates the risk of carrying physical cash and offers advanced online security features.
• Prepaid Nature: Load funds only when needed, reducing financial exposure.
• Convertibility: Option to convert to a physical debit card upon request.
• Validity: The virtual card is valid for 3 years.

Frequently Asked Questions (FAQs)

Do I Need to Activate My Card Before Use? No, activation isn’t required for immediate use.

Is My Virtual Card Linked to My Primary Account? No, it operates independently with a separate account linked to the card.

What Are My Transaction Limits? Daily transactions are limited to N500,000, subject to regulatory guidelines.

Conclusion on GTBank Virtual Cards

GTBank’s virtual card service enhances digital banking convenience and security. Whether for everyday online purchases or as a backup option, the virtual MasterCard aligns with modern banking needs.

For the latest updates on banking technology, stay tuned to FinancialExpert NG, your source for the latest in digital finance.

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